AB CAPITAL WEBSITE

Welcome to AB CAPITAL UNLIMITED CONSULTING
Your trusted nationwide hard money lender, Providing fast financing solutions in all 50 states. Through our partnership with Clear to Close Capital, We deliver quick turnaround times and flexible lending options for real estate investors and property developers. Contact us today at 1-888-494-5603 or email us at info@abcapitalunlimitedconsulting.com.
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About Our Partnership with Clear to Close Capital
Expanded Resources
Our strategic alliance with Clear to Close Capital combines our expertise and financial resources, creating a powerhouse lender with enhanced capabilities to serve investors nationwide.
Shared Vision
Both organizations share a commitment to responsive, transparent lending practices that prioritize client success and foster long-term relationships.
Complementary Strengths
This partnership leverages AB Capital's market knowledge and Clear to Close's efficient funding processes, delivering superior service to borrowers across all property types.

Our Nationwide Hard Money Lending Services
We provide hard money lending solutions across all 50 states with consistent criteria and local market expertise, ensuring reliable funding for your real estate investments no matter their location.
Local Market Knowledge
Our team knows real estate markets everywhere, helping us make smart lending decisions for your projects.
We Lend in All 50 States
Get funding for your real estate projects no matter where they're located across the USA.
Fair Process Everywhere
We use the same clear lending rules nationwide, ensuring you get the same quality service in any state.


Quick Turnaround: From Application to Funding
Our streamlined process gets real estate investors the capital they need in as little as 7-10 days, much faster than traditional lenders who often take 45+ days.
Day 1: Application
Complete our simple intake application with basic property and investment details. Our team reviews submissions within 24 hours.
Day 2-3: Initial Approval
Receive preliminary terms and approval based on your application. We'll discuss loan options and confirm your interest in proceeding.
Day 4-5: Documentation
Submit required paperwork for underwriting. Our team conducts property evaluation and finalizes loan terms with minimal red tape.
Day 7-10: Funding
After final approval, funds are disbursed directly to your account or escrow, allowing you to close deals quickly and confidently.
While traditional lenders might keep you waiting for weeks or months, our partnership with Clear to Close Capital enables this accelerated timeline for all property types nationwide.
Types of Hard Money Loans We Offer
Through our partnership with Clear to Close Capital, we provide specialized funding solutions tailored to your real estate investment strategy:
Fix and Flip Loans
Funding from $100K to $5M with up to 90% LTV and 100% of renovation costs
Interest rates starting at 8.99% with 1-2 points origination fee
6-24 month terms with interest-only payments and no prepayment penalties
Perfect for properties requiring significant rehabilitation before resale
Residential Investment Loans
Long-term financing for 1-4 unit rental properties with rates from 7.5%
Up to 80% LTV with 30-year terms and flexible down payment options
Cash-out refinancing available for building your portfolio
Ideal for buy-and-hold strategies and building passive income streams
Commercial Property Loans
Financing for multi-family (5+ units), mixed-use, and commercial buildings
Loans from $250K to $10M with competitive terms and rapid funding
Bridge loans and value-add options for repositioning properties
Specialized underwriting that focuses on property potential rather than credit history
DSCR Loans
No income verification loans based on property cash flow potential
Debt Service Coverage Ratio as low as 1.0x for qualifying properties
Flexible terms with competitive rates starting at 7.75%
Perfect for investors with complex income or multiple properties
Land Acquisition Loans
Financing for raw land, development sites, and entitled properties
Loans from $150K to $3M with terms up to 36 months
Development and construction exit strategies available
Specialized for investors looking to secure land for future projects
All loans feature our industry-leading 7-10 day closing timeline and nationwide coverage, allowing investors to confidently pursue opportunities in any market.
Specialized Investment Property Financing
Tailored lending solutions for diverse real estate investment opportunities
First-Time Home Buyer Programs
Specialized financing options with lower down payments and flexible terms for new investors entering the market
Competitive rates with minimal experience requirements
Education and support throughout the investment process
Short-Term Rental Financing
Custom lending solutions for Airbnb and vacation rental properties
Underwriting based on projected rental income
Terms tailored to seasonal markets
RV & Mobile Park Loans
Specialized funding for recreational vehicle parks and mobile home communities
Competitive rates based on occupancy history
Financing for purchase, refinance, or improvements
All financing options feature our industry-leading 7-10 day closing timeline and nationwide coverage.
Why Choose AB CAPITAL for Your Hard Money Needs
Industry-Leading Speed
Our 7-10 day closing timeline beats industry standards, allowing you to seize time-sensitive opportunities and close deals before traditional lenders can even process applications.
Nationwide Coverage
Unlike regional lenders, we provide funding for properties across all 50 states, giving you the freedom to pursue investment opportunities in any market without geographic restrictions.
Investor-Focused Underwriting
We evaluate deals based on property value and investment potential rather than personal credit history, with specialized programs for fix-and-flip, DSCR, short-term rentals, and commercial properties.
Competitive Loan Terms
Access loans from $150K to $3M with flexible terms up to 36 months and LTV ratios as high as 75%, all tailored to your specific investment strategy and property type.
NO Documentation Loans
Exclusive- NO DOCS, NO INCOME VERIFICATION, NO W-2'S, AND NO TAX RETURNS!
THIS JUST IN- NO Credit Check and NO Appraisal Loans available in GA, TX, TN, AZ and CO! —Making approval faster and easier than ever.
The Application Process: Simple and Streamlined
Our application process is designed to be efficient and straightforward:
Initial Consultation: We start by understanding your needs and goals
Property Evaluation: We conduct a thorough assessment to determine the property's details and suitability
Documentation Review: We carefully review all necessary paperwork to ensure a smooth process
Closing Coordination: We efficiently bring everything together for a successful closing
Success Stories: Real Estate Investors We've Helped
Fix and Flip Success
Investor secured a $250K loan to purchase and renovate a distressed property in Phoenix, completing the project in just 30 days and walking away with a 22% ROI.
New Construction Project
Developer obtained $1.2M in funding for a 4-unit townhome development in Atlanta, allowing them to complete construction without delays and sell all units within 60 days of completion.
Vacation Rental Investment
Entrepreneur leveraged a $750K loan to acquire and upgrade a beachfront property in Florida, transforming it into a premium vacation rental generating $12K monthly in peak season.

FAQs: Everything You Need to Know About Hard Money Loans
What is the typical interest rate?
Our hard money loans typically range from 8-12% depending on borrower qualifications and property specifics.
How quickly can I get funded?
Most loans close within 7-10 business days after application approval.
What's the maximum loan-to-value ratio?
We offer up to 75% LTV for most investment properties.
Are there prepayment penalties?
No prepayment penalties after six months with most of our loan programs.
What about Credit Score?
While we consider credit history, we don't have strict minimum score requirements. We place greater emphasis on the property's value, your investment strategy, and exit plan.